Foreclosure Awareness Day 17

Do we need new laws?

Will new laws protect American homeowners from banks?

We already have laws against fraud, and the Constitution gives us a right to Due Process. But banks ignore these laws, so how can a new law be more powerful than the Constitution? So much more so, in fact, that banks and courts would actually follow it.

Further, being able to sue a bank or appeal if a court doesn’t follow the law is not the happiest solution for homeowners already exhausted by fraudulent foreclosure actions.

I know from years ago when I used to go to forums that the vast majority of people on forums are well informed about the 1st and 2nd Amendments, but nearly clueless about Due Process provided by the 5th Amendment. I suspect that ignorance is bliss for banks and courts friendly to banks.

Understanding Due Process ~ Read more.

 

 

Your Nerves v. Foreclosure ~ Read more.

Stress Can Break You ~ Read more.

Suicide and Foreclosure ~ Read more.

The back story and useful links ~

Wells Fargo is once again trying to foreclose my home. This scares me because Wells Fargo began this foreclosure without serving me. I was lucky to find it when I went to Case Lookup for dates relating to the foreclosure of my condo, which was done without a hearing although I had answered.

Serving a party to a lawsuit is basic due process. It is a Constitutional right from the 5th Amendment to The United States Constitution. The 5th Amendment is a part of our Bill of Rights.

Understanding Due Process ~ Read more.

It is also basic due process to have a hearing if a defendant answers a complaint. If a court decides not to have a hearing the plaintiff rejoices that the defendant must accept the unjust loss that results.

Throughout the United States, Wells Fargo and Bank of America use fraud, dishonesty and the denial of the basic constitutional right to due process to make American families homeless and gain control of their property.

Sometime after I discovered the foreclosure, the HAMP - Home Affordable Modification Program – was introduced. I immediately applied. In time Wells Fargo qualified me and sent me an offer for a trial period. I accepted and sent in my payments on time and in full. This was supposed to ensure my loan modification becoming permanent. But, Wells Fargo went back on its word and began trying harder than ever to foreclose.

Loan Modification Problems ~ Read more.

Hamp Letters ~ Read more.

Wells Fargo’s fraud, deceit and dishonesty scare me. It’s distressing to have the bank I trusted be dishonest. Stress is bad for nerves and health, and I already have a lot more pain.

I am still in my home, years after Wells Fargo filed for Foreclosure because I did discovery and requested that Wells Fargo produce the Original Note, as per UCC requirements.

Original Note Needed ~ Read more.

I will keep fighting the foreclosure of my home because I love my garden. I can’t go places because I can’t walk very well, so my garden is the love of my life. I love the bees, wasps, praying mantis, lizard, ants, flowers, and veggies. I have the veggies in my meals every day, especially during the summer.

I am sure that Wells Fargo would change and be good, rather than bad, if there were enough people holding that thought. So, I’m calling on the Angel of Divine Love to spread awareness and bring Divine Love to Wells Fargo.

Please help raise awareness of foreclosures to help all Americans who are up against powerful banks that get away with fraud and dishonesty.

Image Credits ~I’ve lost the credits for this angel, and I can’t find it on Google images any more.